Financial
Clear information about cost so you can focus on finding answers.
When families reach out to FPS, they’re often already navigating grief, uncertainty, and unexpected expenses. Financial questions are common, and completely understandable.
Our goal is to help you understand what affects cost, what options may be available, and how we can guide you toward the right level of support for your situation.
Many families are surprised to learn that life insurance benefits may, in some cases, be used to help cover forensic services, including private autopsies or independent reviews.
This option is often overlooked — even by professionals.
What to know upfront:
Life insurance eligibility is case-by-case
It is not guaranteed, but it has been a successful option for many families
FPS can help guide you through the process
- Helping determine whether life insurance may be an option
- Supporting documentation needs
- Coordinating with a trusted third-party resource
In many cases, families receive an answer within hours or a few days. We’ll walk through this carefully and transparently, without overpromising.
Life insurance is one possible option to help reduce financial burden — and we’ll help you explore it thoughtfully if it applies.
In some cases, invoices may include a payment plan option through our secure payment platform.
FPS uses QuickBooks to process payments. When available, a third-party provider may offer eligible clients the option to pay over time. Availability and terms are determined by the provider and will appear directly on your invoice.
We’re always happy to help you understand what options may be available and talk through next steps.
We believe families should feel reassured and empowered, not pressured.
Cost should never prevent you from understanding your options, and you don’t need to know exactly what you need before reaching out. In many cases, a conversation helps families identify a more appropriate (and often lower-cost) service than they initially expected.
Because every case is different, pricing varies based on services selected, logistics, and complexity. We are transparent about cost and explain everything before moving forward.
Typical starting costs include:
- Private Autopsy: starting at $5,000
- Medical Record Review: $500 per hour
Many services are available à la carte, which can reduce cost depending on your needs. Our role is to help you choose the service that best fits your questions — not more than you need.
While most cases fall within predictable ranges, cost can vary based on logistics, urgency, testing requirements, and case complexity. We review these factors with you upfront so you always know what to expect, with no surprises.
Many families reach out believing they need a full autopsy, only to learn that a medical record review, autopsy review, or second opinion better fits their needs and budget.
You don’t need to have everything figured out before contacting us. A conversation is often the best first step.
Can life insurance be used to help pay for a private autopsy?
In some cases, yes. Life insurance benefits may be used to help cover forensic services, depending on the policy and circumstances. Eligibility is determined on a case-by-case basis.
Is life insurance coverage guaranteed?
No. Life insurance eligibility is not guaranteed, and policies vary. FPS will never promise approval, but we can help you understand whether it may be an option.
How do I know if my policy qualifies?
FPS can help guide you through the process by reviewing basic information, assisting with documentation, and coordinating with a third-party resource when appropriate.
How long does the life insurance review process take?
In many cases, families receive an answer within hours or a few days, though timelines can vary depending on the policy and provider.
Do I need to contact life insurance before speaking with FPS?
No. Families typically explore life insurance after speaking with FPS. We’ll help you understand whether it’s worth pursuing based on your situation.
If life insurance isn’t an option, what happens next?
If life insurance doesn’t apply, we’ll talk through other options and help you determine the most appropriate level of service for your needs.
Do you offer payment plans directly?
FPS does not offer in-house payment plans. When available, payment options are provided by a third-party through our payment platform.
Is a payment plan guaranteed?
No. Eligibility and terms are determined by the third-party provider on a case-by-case basis.
Do I need to apply separately?
No. If available, the option will appear directly on your invoice.
Does FPS control approval or terms?
No. FPS does not manage approval, interest rates, or repayment terms.